/* Virtue Capital Group - production stylesheet (v2.29.1) */

/* 1. Variables / Base */
.vcg-site {
  --vcg-navy: #071a45;
  --vcg-gold: #d7a94b;
  --vcg-cream: #f8f5ef;
  --vcg-ink: #10162a;
  --vcg-line: #e7e4dc;
  width: 100%;
  max-width: 100%;
  overflow-x: hidden;
  overflow-y: visible;
  color: var(--vcg-ink);
  background: #fff;
  line-height: 1.55;
  font-family: "Inter", Arial, Helvetica, sans-serif;
}

@supports (overflow: clip) {
  .vcg-site {
    overflow-x: clip;
  }
}

.vcg-site *,
.vcg-site *::before,
.vcg-site *::after {
  box-sizing: border-box;
}

.vcg-site [hidden] {
  display: none !important;
}

.vcg-site img {
  display: block;
  max-width: 100%;
}

.vcg-site a {
  color: inherit;
  text-decoration: none;
}

.vcg-site a,
.vcg-site button,
.vcg-site input,
.vcg-site select,
.vcg-site textarea {
  -webkit-tap-highlight-color: transparent;
}

.vcg-site a,
.vcg-site button,
.vcg-site .vcg-btn,
.vcg-site .vcg-phone {
  touch-action: manipulation;
}

.vcg-site :focus {
  outline: 3px solid rgba(215, 169, 75, 0.55);
  outline-offset: 3px;
}

.vcg-site :focus:not(:focus-visible) {
  outline: none;
}

.vcg-site :focus-visible {
  outline: 3px solid rgba(215, 169, 75, 0.65);
  outline-offset: 3px;
}

.vcg-custom-icon {
  display: block;
  width: 100%;
  height: 100%;
  object-fit: contain;
  object-position: center;
  background: transparent;
}

/* 2. Typography */
.vcg-site p,
.vcg-site li,
.vcg-site label,
.vcg-site small,
.vcg-site span,
.vcg-site a,
.vcg-site button,
.vcg-site input,
.vcg-site select,
.vcg-site textarea {
  font-family: "Inter", Arial, Helvetica, sans-serif;
}

.vcg-site h1,
.vcg-site h2,
.vcg-site h3,
.vcg-site h4,
.vcg-site h5,
.vcg-site h6 {
  color: var(--vcg-ink) !important;
  font-family: "Playfair Display", Georgia, "Times New Roman", serif;
}

.vcg-site h1,
.vcg-site h2,
.vcg-site h3 {
  margin: 0;
  line-height: 1.08;
}

.vcg-site .vcg-hero h1,
.vcg-site .vcg-how h3,
.vcg-site .vcg-cta h2,
.vcg-site .vcg-page-hero h1 {
  color: #fff !important;
}

.vcg-gold-text {
  color: var(--vcg-gold) !important;
}

.vcg-section-label,
.vcg-eyebrow {
  margin: 0 0 22px;
  color: #e7c575;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.23em;
  text-transform: uppercase;
}

.vcg-section-label.left {
  margin-bottom: 9px;
  text-align: left;
}

.vcg-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 0 24px;
  border: 0;
  border-radius: 6px;
  font-size: 14px;
  font-weight: 700;
  cursor: pointer;
  transition: transform 0.18s, box-shadow 0.18s, background 0.18s;
}

.vcg-btn:hover {
  transform: translateY(-1px);
}

.vcg-btn:disabled {
  cursor: wait;
  opacity: 0.72;
}

.vcg-btn-gold {
  color: #111a2a;
  background: linear-gradient(135deg, #e5bd63, var(--vcg-gold));
  box-shadow: 0 8px 20px rgba(215, 169, 75, 0.25);
}

.vcg-btn-outline {
  color: #fff;
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.55);
}

/* 3. Header */
.vcg-header {
  position: relative;
  z-index: 50;
  display: flex;
  align-items: center;
  gap: 20px;
  height: 88px;
  padding: 0 clamp(22px, 3vw, 52px);
  background: #fff;
  border-bottom: 1px solid rgba(7, 26, 69, 0.08);
}

.vcg-logo {
  flex: 0 0 auto;
  width: 180px;
}

.vcg-logo img {
  width: 100%;
  height: 66px;
  object-fit: contain;
}

.vcg-nav {
  display: flex;
  align-items: center;
  gap: clamp(17px, 1.8vw, 30px);
  margin-left: auto;
  font-size: 13px;
  font-weight: 700;
  white-space: nowrap;
}

.vcg-nav a {
  position: relative;
  padding: 32px 0;
}

.vcg-nav a::after {
  position: absolute;
  right: 100%;
  bottom: 24px;
  left: 0;
  height: 2px;
  content: "";
  background: var(--vcg-gold);
  transition: right 0.25s;
}

.vcg-nav a:hover::after,
.vcg-nav a.is-current::after {
  right: 0;
}

.vcg-header-actions {
  display: flex;
  flex: 0 0 auto;
  align-items: center;
  gap: 14px;
}

.vcg-phone {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  color: var(--vcg-navy);
  font-size: 13px;
  font-weight: 700;
  white-space: nowrap;
}

.vcg-phone-icon {
  flex: 0 0 auto;
  width: 19px;
  height: 19px;
}

.vcg-header-cta {
  min-height: 46px;
  padding: 0 18px;
  font-size: 12.5px;
  white-space: nowrap;
}

.vcg-menu-toggle {
  display: none;
  padding: 8px;
  background: transparent;
  border: 0;
}

.vcg-menu-toggle span {
  display: block;
  width: 25px;
  height: 2px;
  margin: 5px 0;
  background: var(--vcg-navy);
}

/* 4. Hero */
.vcg-hero {
  display: flex;
  align-items: center;
  min-height: 535px;
  color: #fff;
  background-image: linear-gradient(90deg, rgba(4, 17, 53, 0.98) 0%, rgba(4, 17, 53, 0.94) 43%, rgba(4, 17, 53, 0.58) 70%, rgba(4, 17, 53, 0.28) 100%), var(--vcg-house);
  background-position: var(--vcg-house-position, center right);
  background-size: cover;
}

.vcg-hero-inner {
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(330px, 0.58fr);
  align-items: center;
  gap: 52px;
  width: min(1320px, 92vw);
  margin: auto;
  padding: 48px 0;
}

.vcg-hero-copy {
  min-width: 0;
  max-width: 660px;
}

.vcg-hero h1 {
  max-width: 680px;
  font-size: clamp(42px, 4.4vw, 62px);
  letter-spacing: -0.025em;
  overflow-wrap: break-word;
}

.vcg-lead {
  max-width: 620px;
  margin: 24px 0 0;
  color: #f2f5ff;
  font-size: 18px;
}

.vcg-detail {
  max-width: 640px;
  margin: 17px 0 0;
  color: #e2e8f6;
  font-size: 16px;
}

.vcg-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 15px;
  margin-top: 26px;
}

.vcg-offer-card {
  width: 100%;
  max-width: 390px;
  padding: 24px 20px 16px;
  color: var(--vcg-ink);
  background: rgba(255, 255, 255, 0.98);
  border-radius: 14px;
  box-shadow: 0 22px 50px rgba(0, 0, 0, 0.24);
  justify-self: end;
}

.vcg-offer-card h2 {
  padding: 0 2px 17px;
  font-size: 27px;
}

.vcg-offer-row {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 14px 4px;
  border-top: 1px solid #eceae5;
}

.vcg-round {
  display: grid;
  flex: 0 0 42px;
  place-items: center;
  width: 42px;
  height: 42px;
  color: var(--vcg-navy);
  background: #f1ede3;
  border-radius: 50%;
}

.vcg-round svg,
.vcg-round img {
  display: block;
  width: 22px;
  height: 22px;
  max-width: 22px;
  max-height: 22px;
  object-fit: contain;
}

.vcg-round svg {
  fill: none;
  stroke: currentColor;
  stroke-width: 1.65;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.vcg-offer-row strong,
.vcg-offer-row small {
  display: block;
}

.vcg-offer-row strong {
  font-size: 15px;
}

.vcg-offer-row small {
  color: #565d6d;
  font-size: 13px;
}

.vcg-fast {
  display: flex;
  align-items: center;
  gap: 13px;
  margin-top: 5px;
  padding: 14px 16px;
  color: #fff;
  background: var(--vcg-navy);
  border-radius: 8px;
}

.vcg-fast svg,
.vcg-fast img {
  display: block;
  flex: 0 0 22px;
  width: 22px;
  height: 22px;
  max-width: 22px;
  max-height: 22px;
  object-fit: contain;
}

.vcg-fast svg {
  fill: none;
  stroke: var(--vcg-gold);
  stroke-width: 1.55;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.vcg-fast p {
  margin: 0;
  font-size: 13px;
}

.vcg-page-hero {
  padding: 86px 20px;
  color: #fff;
  text-align: center;
  background: linear-gradient(135deg, #06163f, #0b2a68);
}

.vcg-page-hero h1 {
  max-width: 880px;
  margin: auto;
  font-size: clamp(42px, 5vw, 66px);
  overflow-wrap: break-word;
}

.vcg-page-hero p:last-child {
  max-width: 760px;
  margin: 22px auto 0;
  color: #dce4f5;
  font-size: 18px;
  overflow-wrap: break-word;
}

/* 5. How It Works */
.vcg-how {
  padding: 30px 4vw 38px;
  color: #fff;
  background: var(--vcg-navy);
}

.vcg-how .vcg-section-link {
  position: relative;
  z-index: 2;
  display: block;
  width: max-content;
  max-width: 100%;
  margin: 0 auto 28px;
  color: #e7c575 !important;
  text-align: center;
}

.vcg-how .vcg-section-link:hover {
  color: #f0cf82 !important;
}

.vcg-steps {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  align-items: start;
  gap: 18px;
  width: min(1320px, 94vw);
  margin: auto;
}

.vcg-step {
  position: relative;
  min-width: 0;
  padding: 10px 18px;
  text-align: center;
}

.vcg-num {
  position: absolute;
  top: 2px;
  left: 4px;
  display: grid;
  width: 28px;
  height: 28px;
  color: #0c1730;
  font-weight: 700;
  background: var(--vcg-gold);
  border-radius: 50%;
  place-items: center;
}

.vcg-how .vcg-step-icon {
  display: grid;
  width: 74px;
  height: 74px;
  margin: 0 auto 14px;
  color: var(--vcg-gold);
  line-height: 0;
  place-items: center;
}

.vcg-how .vcg-step-icon img,
.vcg-how .vcg-step-icon svg {
  display: block;
  width: 50px;
  height: 50px;
  max-width: 50px;
  max-height: 50px;
  object-fit: contain;
  object-position: center;
}

.vcg-how .vcg-step-4 .vcg-step-icon img,
.vcg-how .vcg-step-4 .vcg-step-icon svg,
.vcg-how .vcg-step-handshake .vcg-step-icon img,
.vcg-how .vcg-step-handshake .vcg-step-icon svg {
  transform: scale(1.24);
  transform-origin: center;
}

.vcg-how .vcg-step h3 {
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 64px;
  max-width: 240px;
  margin: 0 auto;
  font-size: 17px;
  font-weight: 700;
  line-height: 1.15;
  text-align: center;
}

.vcg-how .vcg-step p {
  max-width: 240px;
  margin: 10px auto 0;
  color: #eef3ff;
  font-size: 12.5px;
  font-weight: 400;
  line-height: 1.45;
  text-align: center;
  overflow-wrap: break-word;
}

.vcg-nowrap {
  white-space: nowrap;
}

.vcg-process-list {
  display: grid;
  grid-auto-rows: 1fr;
  gap: 22px;
  max-width: 1140px;
  margin: 0 auto;
  padding: 78px 25px 86px;
}

.vcg-process-list .vcg-process-step {
  display: grid;
  grid-template-columns: 64px minmax(0, 1fr);
  align-items: start;
  gap: 24px;
  min-height: 190px;
  height: 100%;
  padding: 32px 34px;
  background: #fff;
  border: 1px solid var(--vcg-line);
  border-radius: 14px;
  box-shadow: 0 10px 30px rgba(16, 22, 42, 0.055);
}

.vcg-process-list .vcg-process-num {
  display: grid;
  align-self: center;
  justify-self: center;
  width: 64px;
  height: 64px;
  min-width: 64px;
  min-height: 64px;
  color: #0c1730;
  font-size: 19px;
  font-weight: 700;
  line-height: 1;
  background: var(--vcg-gold);
  border-radius: 50%;
  place-items: center;
}

.vcg-process-list .vcg-process-step > div {
  min-width: 0;
}

.vcg-process-list h2 {
  width: 100%;
  max-width: none;
  margin: 0 0 10px;
  font-size: 26px;
  line-height: 1.1;
  text-align: left;
}

.vcg-process-list p {
  width: 100%;
  max-width: none;
  margin: 0;
  color: #525b6d;
  font-size: 16px;
  line-height: 1.75;
  text-align: left;
  white-space: normal;
  word-break: normal;
  overflow-wrap: normal;
  hyphens: none;
}

.vcg-notice {
  max-width: 1050px;
  margin: 0 auto 86px;
  padding: 36px 32px;
  background: var(--vcg-cream);
  border-left: 5px solid var(--vcg-gold);
  border-radius: 0 12px 12px 0;
}

.vcg-notice h2 {
  font-size: 28px;
}

.vcg-notice p {
  margin: 12px 0 0;
  color: #525b6d;
  line-height: 1.7;
}

/* 6. Benefits */
.vcg-main-grid {
  display: grid;
  grid-template-columns: 46% 54%;
  align-items: stretch;
  width: 100%;
  background: var(--vcg-cream);
}

.vcg-benefits {
  padding: 36px clamp(28px, 4vw, 58px);
  background: #fbfaf7;
  border-right: 1px solid var(--vcg-line);
}

.vcg-benefits h2 {
  font-size: 28px;
}

.vcg-benefit-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  align-items: start;
  column-gap: 28px;
  row-gap: 30px;
  margin-top: 28px;
}

.vcg-small-benefit {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: flex-start;
  min-width: 0;
  text-align: center;
}

.vcg-small-benefit > .vcg-benefit-icon {
  display: grid;
  width: 68px;
  height: 68px;
  min-width: 54px;
  margin: 0 auto 12px;
  color: var(--vcg-navy);
  background: transparent;
  border: 0;
  border-radius: 0;
  place-items: center;
}

.vcg-benefit-icon svg,
.vcg-benefit-icon img {
  display: block;
  width: 48px;
  height: 48px;
  max-width: 48px;
  max-height: 48px;
  object-fit: contain;
  object-position: center;
}

.vcg-benefit-icon svg {
  fill: none;
  stroke: currentColor;
  stroke-width: 1.9;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.vcg-small-benefit p {
  min-height: 78px;
  max-width: 180px;
  margin: 0 auto;
  color: var(--vcg-navy);
  font-size: 13.5px;
  font-weight: 600;
  line-height: 1.38;
  text-align: center;
  overflow-wrap: break-word;
}

.vcg-benefit-line2 {
  font-weight: 600;
}

.vcg-partner {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  align-items: start;
  gap: 84px;
  padding: 64px max(5vw, 30px);
}

.vcg-partner > div:first-child {
  max-width: 520px;
}

.vcg-partner > div:last-child {
  max-width: 720px;
}

.vcg-partner .vcg-section-label {
  margin-bottom: 16px;
}

.vcg-partner h2 {
  font-size: clamp(42px, 4.2vw, 58px);
  line-height: 1.03;
  letter-spacing: -0.02em;
}

.vcg-partner p {
  margin: 0 0 22px;
  color: #5d6370;
  font-size: 17px;
  line-height: 1.65;
}

.vcg-cta {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 30px;
  padding: 38px 4vw;
  color: #fff;
  background: var(--vcg-navy);
}

.vcg-cta h2 {
  font-size: clamp(38px, 4vw, 54px);
  line-height: 1.05;
}

.vcg-cta > div:last-child {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
}

/* 7. Forms */
.vcg-form-panel {
  padding: 36px clamp(28px, 4vw, 58px);
  background: #fff;
}

.vcg-form-panel h2 {
  font-size: 28px;
}

.vcg-form-title {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 20px;
  min-height: 74px;
}

.vcg-step-label {
  color: #8a6c2a;
  font-size: 13px;
  white-space: nowrap;
}

.vcg-progress {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 32px;
  margin: 17px 0 25px;
  padding: 0 4px;
}

.vcg-progress::before,
.vcg-progress i {
  position: absolute;
  right: 18px;
  left: 18px;
  height: 1.5px;
}

.vcg-progress::before {
  content: "";
  background: rgba(7, 26, 69, 0.14);
}

.vcg-progress i {
  background: var(--vcg-gold);
  transform: scaleX(0);
  transform-origin: left center;
  transition: transform 0.25s;
}

.vcg-site .vcg-progress button {
  position: relative;
  z-index: 1;
  display: grid;
  flex: 0 0 28px;
  place-items: center;
  width: 28px;
  min-width: 28px;
  max-width: 28px;
  height: 28px;
  min-height: 28px;
  max-height: 28px;
  margin: 0;
  padding: 0;
  color: #fff;
  font: 600 12px/1 Arial, Helvetica, sans-serif;
  appearance: none;
  background: #d6d9df;
  border: 0;
  border-radius: 50%;
  box-shadow: none;
  cursor: default;
  pointer-events: none;
  transform: none;
}

.vcg-site .vcg-progress button.active {
  color: #fff;
  background: var(--vcg-gold);
}

.vcg-offer-form h3 {
  margin-bottom: 13px;
  font-size: 15px;
}

.vcg-form-step {
  display: none;
}

.vcg-form-step.active {
  display: block;
}

.vcg-fields {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 13px;
}

.vcg-fields label {
  min-width: 0;
  color: var(--vcg-ink);
  font-size: 12.5px;
  font-weight: 700;
  line-height: 1.25;
}

.vcg-fields label.wide {
  grid-column: 1 / -1;
}

.vcg-fields input,
.vcg-fields select,
.vcg-fields textarea {
  width: 100%;
  max-width: 100%;
  margin-top: 6px;
  padding: 9px 11px;
  color: var(--vcg-ink);
  font: inherit;
  background: #fff;
  border: 1px solid #d7d3c9;
  border-radius: 4px;
  box-shadow: none;
}

.vcg-fields input,
.vcg-fields select {
  min-height: 42px;
}

.vcg-fields textarea {
  min-height: 78px;
  resize: vertical;
}

.vcg-fields input:focus,
.vcg-fields select:focus,
.vcg-fields textarea:focus {
  outline: 0;
  border-color: var(--vcg-gold);
  box-shadow: 0 0 0 2px rgba(215, 169, 75, 0.2);
}

.vcg-required {
  margin-left: 2px;
  color: var(--vcg-gold) !important;
  font-weight: 800;
}

.vcg-consent {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin-top: 17px;
  font-size: 11px;
  font-weight: 400 !important;
}

.vcg-consent input {
  flex: 0 0 auto;
  width: auto;
  min-height: 0;
  margin-top: 3px;
}

.vcg-consent a,
.vcg-form-legal a {
  font-weight: 600;
  text-decoration: underline;
  text-underline-offset: 2px;
}

.vcg-form-actions {
  display: flex;
  gap: 12px;
  margin-top: 16px;
}

.vcg-back {
  color: #333;
  background: #ececec;
}

.vcg-next,
.vcg-submit {
  min-width: 210px;
  color: #10162a;
  background: linear-gradient(135deg, #e4bd69, #d7a94b);
}

.vcg-form-legal {
  margin: 16px 0 0;
  color: #4f5664;
  font-size: 12px;
  line-height: 1.5;
}

.vcg-form-legal a {
  color: var(--vcg-navy);
}

.vcg-form-status {
  margin: 14px 0 0;
  font-size: 13px;
  font-weight: 700;
}

.vcg-form-status:empty {
  display: none;
}

.vcg-form-status.success,
.vcg-form-status.error {
  padding: 12px;
  border-radius: 6px;
}

.vcg-form-status.success {
  color: #197642;
  background: #e9f8ef;
}

.vcg-form-status.error {
  color: #a32323;
  background: #fff0f0;
}

.vcg-hp {
  position: absolute !important;
  top: 0 !important;
  left: 0 !important;
  width: 1px !important;
  height: 1px !important;
  margin: -1px !important;
  padding: 0 !important;
  overflow: hidden !important;
  white-space: nowrap !important;
  border: 0 !important;
  clip: rect(0, 0, 0, 0) !important;
}

.vcg-form-page {
  padding: 60px max(4vw, 20px);
  background: var(--vcg-cream);
}

.vcg-form-page .vcg-form-panel {
  max-width: 1000px;
  margin: auto;
  border-radius: 14px;
  box-shadow: 0 12px 40px rgba(16, 22, 42, 0.08);
}

/* 8. About */
.vcg-about-grid,
.vcg-contact,
.vcg-contact-page {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr);
  align-items: stretch;
  gap: clamp(48px, 6vw, 82px);
  width: 100%;
  padding: 76px max(28px, calc((100vw - 1180px) / 2));
}

.vcg-about-grid {
  background: #fff;
}

.vcg-about-grid > div:first-child,
.vcg-contact > div:first-child,
.vcg-contact-page > div:first-child {
  align-self: center;
  min-width: 0;
  padding: 20px 0;
}

.vcg-about-grid h2,
.vcg-contact h2,
.vcg-contact-page h2 {
  margin-bottom: 20px;
  font-size: clamp(38px, 4vw, 52px);
  line-height: 1.08;
}

.vcg-about-grid p,
.vcg-contact p,
.vcg-contact-page p {
  max-width: 540px;
  margin: 0 0 20px;
  color: #5d6370;
  font-size: 16px;
  line-height: 1.75;
}

.vcg-what,
.vcg-contact-card {
  min-width: 0;
  height: 100%;
  border-radius: 16px;
}

.vcg-what {
  padding: 36px 32px 30px;
  background: var(--vcg-cream);
}

.vcg-what ul {
  margin: 22px 0 0;
  padding: 0;
  list-style: none;
}

.vcg-what li {
  position: relative;
  padding: 18px 0 18px 28px;
  line-height: 1.55;
  border-bottom: 1px solid #dedad0;
}

.vcg-what li::before {
  position: absolute;
  left: 0;
  color: #98752d;
  content: "\2192";
}

/* 9. Contact */
.vcg-contact,
.vcg-contact-page {
  background: var(--vcg-cream);
}

.vcg-contact-card {
  padding: 34px 30px;
  background: #fff;
  box-shadow: 0 12px 36px rgba(16, 22, 42, 0.08);
}

.vcg-contact-card > a:not(.vcg-btn) {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding: 18px 0;
  border-bottom: 1px solid var(--vcg-line);
}

.vcg-contact-card strong {
  color: var(--vcg-ink);
  font-size: 16px;
}

.vcg-contact-card span {
  min-width: 0;
  color: #384154;
  font-size: 16px;
  overflow-wrap: anywhere;
}

.vcg-contact-card .vcg-btn {
  width: 100%;
  min-height: 50px;
  margin-top: 24px;
}

/* 10. Legal Pages */
.vcg-legal {
  max-width: 900px;
  margin: auto;
  padding: 72px 24px;
}

.vcg-legal h1 {
  margin-bottom: 10px;
  color: var(--vcg-navy) !important;
  font-size: 52px;
}

.vcg-legal h2 {
  margin-top: 36px;
  color: var(--vcg-navy) !important;
  font-size: 28px;
}

.vcg-legal p {
  color: #4f5664;
}

.vcg-legal a {
  color: #9a7424;
  text-decoration: underline;
}

/* 11. Footer */
.vcg-footer {
  display: grid;
  grid-template-columns: 1.55fr 0.8fr 1fr 0.8fr;
  align-items: start;
  gap: 54px;
  padding: 52px 4vw 20px;
  color: #dfe5f2;
  background: #06183f;
}

.vcg-footer-brand {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
}

.vcg-footer-brand img {
  width: 190px;
  height: 92px;
  padding: 12px 14px;
  object-fit: contain;
  object-position: center;
  background: #fff;
  border-radius: 7px;
}

.vcg-footer-brand p {
  width: 100%;
  max-width: 235px;
  margin: 14px 0 0;
  color: #eef2f9;
  font-size: 13px;
  font-weight: 400;
  line-height: 1.55;
}

.vcg-site .vcg-footer h3 {
  margin: 2px 0 17px;
  color: #efc66d !important;
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 0.18em;
  text-transform: uppercase;
}

.vcg-site .vcg-footer a {
  display: block;
  margin-top: 11px;
  color: #f2f5fb !important;
  font-size: 13px;
  font-weight: 500;
  line-height: 1.35;
  overflow-wrap: anywhere;
}

.vcg-site .vcg-footer a:hover {
  color: #efc66d !important;
}

.vcg-copy {
  display: flex;
  grid-column: 1 / -1;
  justify-content: space-between;
  margin-top: 4px;
  padding-top: 20px;
  color: #c7d0e2;
  font-size: 11px;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
}

/* 12. Responsive */
@media (min-width: 961px) {
  .vcg-step:not(:last-child)::after {
    position: absolute;
    top: 54px;
    right: -19px;
    color: rgba(215, 169, 75, 0.72);
    font: 300 31px/1 Arial, sans-serif;
    content: "\2192";
  }
}

@media (max-width: 1180px) {
  .vcg-header {
    gap: 16px;
    padding-right: 24px;
    padding-left: 24px;
  }

  .vcg-logo {
    width: 165px;
  }

  .vcg-nav {
    gap: 16px;
    font-size: 12px;
  }

  .vcg-header-actions {
    gap: 10px;
  }

  .vcg-phone {
    font-size: 12px;
  }

  .vcg-header-cta {
    padding: 0 14px;
    font-size: 12px;
  }

  .vcg-hero-inner {
    grid-template-columns: minmax(0, 1fr) minmax(320px, 0.62fr);
  }
}

@media (max-width: 960px) {
  .vcg-header {
    gap: 10px;
    height: 76px;
    padding: 0 18px;
  }

  .vcg-logo {
    width: 142px;
  }

  .vcg-logo img {
    height: 56px;
  }

  .vcg-menu-toggle {
    display: block;
    margin-left: 0;
  }

  .vcg-nav {
    position: absolute;
    top: 76px;
    right: 0;
    left: 0;
    display: none;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 10px 20px 18px;
    background: #fff;
    box-shadow: 0 16px 26px rgba(7, 26, 69, 0.15);
  }

  .vcg-nav.open {
    display: flex;
  }

  .vcg-nav a {
    padding: 13px 0;
    border-bottom: 1px solid #eee;
  }

  .vcg-nav a::after {
    display: none;
  }

  .vcg-nav a.is-current {
    color: #8a6824;
  }

  .vcg-header-actions {
    margin-left: auto;
  }

  .vcg-header-actions .vcg-btn {
    display: none;
  }

  .vcg-phone {
    justify-content: center;
    gap: 0;
    width: 42px;
    height: 42px;
    border: 1px solid rgba(7, 26, 69, 0.35);
    border-radius: 7px;
  }

  .vcg-phone-icon {
    width: 18px;
    height: 18px;
  }

  .vcg-phone-text {
    display: none;
  }

  .vcg-hero {
    background-image: linear-gradient(rgba(4, 17, 53, 0.84), rgba(4, 17, 53, 0.97)), var(--vcg-house);
    background-position: 68% center;
  }

  .vcg-hero-inner {
    grid-template-columns: 1fr;
    gap: 26px;
    padding: 44px 0 28px;
  }

  .vcg-hero h1 {
    font-size: 42px;
  }

  .vcg-lead {
    font-size: 16px;
  }

  .vcg-detail {
    display: none;
  }

  .vcg-actions {
    display: grid;
  }

  .vcg-actions .vcg-btn {
    width: 100%;
  }

  .vcg-offer-card {
    justify-self: start;
    margin-top: 0;
  }

  .vcg-site .vcg-how {
    padding: 34px 18px 42px;
  }

  .vcg-site .vcg-how .vcg-steps {
    grid-template-columns: 1fr;
    gap: 14px;
    width: 100%;
  }

  .vcg-site .vcg-how .vcg-step {
    display: grid;
    grid-template-columns: 48px 58px minmax(0, 1fr);
    align-items: center;
    column-gap: 14px;
    row-gap: 5px;
    padding: 18px;
    text-align: left;
    background: rgba(255, 255, 255, 0.04);
    border-radius: 8px;
  }

  .vcg-site .vcg-how .vcg-num {
    position: static;
    grid-row: 1 / 3;
    grid-column: 1;
    justify-self: start;
  }

  .vcg-site .vcg-how .vcg-step-icon {
    grid-row: 1 / 3;
    grid-column: 2;
    width: 58px;
    height: 58px;
    margin: 0;
  }

  .vcg-how .vcg-step-icon img,
  .vcg-how .vcg-step-icon svg {
    width: 46px;
    height: 46px;
    max-width: 46px;
    max-height: 46px;
  }

  .vcg-site .vcg-how .vcg-step h3 {
    grid-row: 1;
    grid-column: 3;
    justify-content: flex-start;
    width: 100%;
    max-width: none;
    min-height: 0;
    margin: 0;
    font-size: 16px;
    text-align: left;
  }

  .vcg-site .vcg-how .vcg-step p {
    grid-row: 2;
    grid-column: 3;
    width: 100%;
    max-width: none;
    min-height: 0;
    margin: 2px 0 0;
    text-align: left;
  }

  .vcg-main-grid {
    grid-template-columns: 1fr;
  }

  .vcg-benefits {
    border-right: 0;
    border-bottom: 1px solid var(--vcg-line);
  }

  .vcg-benefit-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    column-gap: 20px;
  }

  .vcg-benefit-icon svg,
  .vcg-benefit-icon img {
    width: 44px;
    height: 44px;
    max-width: 44px;
    max-height: 44px;
  }

  .vcg-round svg,
  .vcg-round img,
  .vcg-fast svg,
  .vcg-fast img {
    width: 21px;
    height: 21px;
    max-width: 21px;
    max-height: 21px;
  }

  .vcg-fields {
    grid-template-columns: 1fr;
  }

  .vcg-fields label.wide {
    grid-column: auto;
  }

  .vcg-form-title {
    display: block;
    min-height: 0;
  }

  .vcg-step-label {
    display: block;
    margin-top: 8px;
  }

  .vcg-partner {
    grid-template-columns: 1fr;
    gap: 28px;
    padding: 54px 24px;
  }

  .vcg-cta {
    display: block;
    padding: 38px 22px;
  }

  .vcg-cta h2 {
    font-size: 36px;
  }

  .vcg-cta > div:last-child {
    margin-top: 22px;
  }

  .vcg-page-hero {
    padding: 65px 20px;
  }

  .vcg-page-hero h1 {
    font-size: 43px;
  }

  .vcg-about-grid,
  .vcg-contact,
  .vcg-contact-page {
    grid-template-columns: 1fr;
    gap: 28px;
    padding: 54px 24px;
  }

  .vcg-about-grid > div:first-child,
  .vcg-contact > div:first-child,
  .vcg-contact-page > div:first-child {
    padding: 0;
  }

  .vcg-about-grid h2,
  .vcg-contact h2,
  .vcg-contact-page h2 {
    font-size: 38px;
  }

  .vcg-what,
  .vcg-contact-card {
    height: auto;
  }

  .vcg-contact-card > a:not(.vcg-btn) {
    display: block;
  }

  .vcg-contact-card span {
    display: block;
    margin-top: 4px;
  }

  .vcg-process-list {
    grid-auto-rows: auto;
    gap: 16px;
    padding: 52px 18px 64px;
  }

  .vcg-process-list .vcg-process-step {
    grid-template-columns: 64px minmax(0, 1fr);
    align-items: center;
    column-gap: 16px;
    row-gap: 14px;
    min-height: 0;
    height: auto;
    padding: 22px 20px;
  }

  .vcg-process-list .vcg-process-num {
    grid-row: 1;
    grid-column: 1;
    justify-self: start;
    margin: 0;
  }

  .vcg-process-list .vcg-process-step > div {
    grid-row: 2;
    grid-column: 1 / -1;
  }

  .vcg-process-list h2 {
    font-size: 24px;
  }

  .vcg-process-list p {
    font-size: 15px;
    line-height: 1.7;
  }

  .vcg-notice {
    width: calc(100% - 36px);
    margin-bottom: 64px;
  }

  .vcg-footer {
    grid-template-columns: 1fr 1fr;
    gap: 34px;
  }

  .vcg-footer-brand,
  .vcg-copy {
    grid-column: 1 / -1;
  }
}

@media (max-width: 620px) {
  .vcg-about-grid,
  .vcg-contact,
  .vcg-contact-page {
    gap: 22px;
    padding: 42px 18px;
  }

  .vcg-about-grid h2,
  .vcg-contact h2,
  .vcg-contact-page h2 {
    font-size: 34px;
  }

  .vcg-what,
  .vcg-contact-card {
    padding: 26px 22px;
    border-radius: 14px;
  }

  .vcg-contact-card > a:not(.vcg-btn) {
    padding: 16px 0;
  }

  .vcg-site .vcg-how .vcg-step {
    grid-template-columns: 42px 50px minmax(0, 1fr);
    column-gap: 11px;
    padding: 16px 14px;
  }

  .vcg-site .vcg-how .vcg-step-icon {
    width: 50px;
    height: 50px;
  }

  .vcg-how .vcg-step-icon img,
  .vcg-how .vcg-step-icon svg {
    width: 40px;
    height: 40px;
    max-width: 40px;
    max-height: 40px;
  }

  .vcg-site .vcg-how .vcg-step h3 {
    font-size: 17px;
  }

  .vcg-site .vcg-how .vcg-step p {
    font-size: 12.5px;
    line-height: 1.5;
  }

  .vcg-benefit-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    column-gap: 14px;
    row-gap: 24px;
  }

  .vcg-small-benefit p {
    min-height: 0;
  }

  .vcg-form-page {
    padding: 42px 18px;
  }
}

@media (max-width: 480px) {
  .vcg-logo {
    width: 132px;
  }

  .vcg-hero-inner {
    width: calc(100% - 28px);
  }

  .vcg-hero h1 {
    font-size: 40px;
  }

  .vcg-offer-card h2 {
    font-size: 24px;
  }

  .vcg-benefits,
  .vcg-form-panel {
    padding: 28px 18px;
  }

  .vcg-benefit-grid {
    gap: 22px 8px;
  }

  .vcg-benefit-icon svg,
  .vcg-benefit-icon img {
    width: 38px;
    height: 38px;
    max-width: 38px;
    max-height: 38px;
  }

  .vcg-round svg,
  .vcg-round img,
  .vcg-fast svg,
  .vcg-fast img {
    width: 20px;
    height: 20px;
    max-width: 20px;
    max-height: 20px;
  }

  .vcg-small-benefit p {
    max-width: 150px;
    min-height: 0;
    font-size: 12px;
  }

  .vcg-form-actions {
    display: grid;
  }

  .vcg-form-actions .vcg-btn {
    width: 100%;
    min-width: 0;
  }

  .vcg-page-hero h1 {
    font-size: 38px;
  }

  .vcg-legal h1 {
    font-size: 40px;
  }

  .vcg-process-list .vcg-process-step {
    padding: 20px 17px;
    border-radius: 12px;
  }

  .vcg-process-list .vcg-process-num {
    width: 56px;
    min-width: 56px;
    height: 56px;
    min-height: 56px;
    font-size: 17px;
  }

  .vcg-process-list h2 {
    font-size: 22px;
    line-height: 1.18;
  }

  .vcg-process-list p {
    font-size: 14.5px;
    line-height: 1.65;
  }

  .vcg-footer {
    grid-template-columns: 1fr;
  }

  .vcg-footer > div,
  .vcg-footer-brand,
  .vcg-copy {
    grid-column: 1;
  }

  .vcg-footer-brand img {
    width: 175px;
    height: 84px;
  }

  .vcg-copy {
    display: block;
  }

  .vcg-copy span {
    display: block;
    margin-top: 6px;
  }
}

@media (max-width: 380px) {
  .vcg-site .vcg-how .vcg-step {
    grid-template-columns: 40px minmax(0, 1fr);
  }

  .vcg-site .vcg-how .vcg-step-icon {
    display: none;
  }

  .vcg-site .vcg-how .vcg-step h3,
  .vcg-site .vcg-how .vcg-step p {
    grid-column: 2;
  }
}

@media (prefers-reduced-motion: reduce) {
  .vcg-site *,
  .vcg-site *::before,
  .vcg-site *::after {
    scroll-behavior: auto !important;
    transition-duration: 0.01ms !important;
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
  }
}